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Four Numbers to Know Before Buying on One Income
Posted on October 1, 2026 Leave a Comment
A practical guide for single parents evaluating homeownership on one primary income If you are buying a home on one income, the most important number is not necessarily your maximum loan approval. A preapproval is an essential step, but it answers only one question: how much might a lender allow you to borrow? You still […]
Facing Foreclosure in California? Here’s What You Need to Know
Posted on September 4, 2026 Leave a Comment
By Jesse Rivas | Jesse Rivas Realty | jesserivas.kw.com If you’re worried about losing your home — or if you already have — this post is for you. I’m Jesse Rivas, a licensed real estate agent serving the Central Valley and East Bay. I’ve been through foreclosure myself. I know what it feels like. And […]
Final Underwriting: The Quiet Stretch Between “Contingencies Removed” and “Clear to Close”
Posted on May 17, 2026 Leave a Comment
Home Buyer Series — Part 5 By Jesse J. Rivas | Jesse Rivas Realty | Lodi, CA In Part 4, we walked through inspections, the appraisal, and how to handle what comes back. Once you’ve worked through that, removed your contingencies, and signed off on repairs, the next stretch belongs almost entirely to your lender. […]
Your Credit Score Is the Key to Your Front Door
Posted on April 10, 2026 1 Comment
Before you start browsing listings or imagining your perfect neighborhood, there’s one number that quietly determines what’s possible — your credit score. By Jesse Rivas · Jesse Rivas Realty · First-Time Buyer Guide When most people think about buying a home, they picture open houses, negotiating an offer, and picking out paint colors. But before […]
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